The 12 Scams of Christmas

(Stephanie Kienzle)   Scammers ramp up their activities each year around the holidays. Here are 12 popular scams you should be on the lookout for.

The holiday season is a great time for giving, but sadly, there always seem to be people who want to prey on our generosity and good cheer in order to rip us off. But you don’t have to be a victim.

Avoiding holiday scams isn’t hard. Here are tips on how to avoid holiday scams and to make sure that your charitable giving goes where it belongs.

Fake holiday help. Getting a seasonal job can be a great idea. In fact, it is one of our 5 Best Ways to Make More Money. But there are people out there preying on those who need work. Common scams to look out for include all manner of work-from-home jobs. If the so-called employer asks for money up front or your Social Security number, you might be on the verge of becoming a victim rather than an employee.

Fake charities. Don’t ever, ever, ever give money to any charity – even spare change – without checking them out first. And that’s something you can’t do if someone’s on your porch, at an intersection, or on the sidewalk asking for money. Read 4 Tips to Find the Right Charity, then visit the FTC’s website for a charity checklist.

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